If you are under contract with a floor-ceiling clause that allows you to take the downs of the Euribor, and to lower the monthly payments you pay, you have a solution: switch banks. It is a process with their costs, but in some cases is better than paying interest segur above the current trend.

The process of changing bank is called subrogation, and is a figure that indicates clearly that the act of signing with an institution does not bind us to it. If you are a bank with better conditions, we can move our mortgage with him. Continue reading →