Building a business usually comes with a high responsibility, especially if you know anything about building a business. To get the benefits of building a business, you need to understand how the laws and taxes work for business person than employee. Both of them have different rules. If you’re a business owner, you need to play with business rules, not the one that you use when you’re still an employee. Continue reading
How to change your mortgage bank
If you are under contract with a floor-ceiling clause that allows you to take the downs of the Euribor, and to lower the monthly payments you pay, you have a solution: switch banks. It is a process with their costs, but in some cases is better than paying interest segur above the current trend.
The process of changing bank is called subrogation, and is a figure that indicates clearly that the act of signing with an institution does not bind us to it. If you are a bank with better conditions, we can move our mortgage with him. Continue reading
Use your card like a relationship
Karla Bayly, a Mexican business consultant, offers a highly innovative technique for handling credit cards: As in a relationship with someone whose domain does not want to fall. Romance, of course, but without easements. Use your credit card, but without being its slave.
1. Find out about him / her
Before taking a step in the relationship, find out all you can about the object of our desire: cost and commissions, interest, penalties, credit limit, promotions …
2. Avoid repeating the same mistakes
From the above relations we learn to avoid tripping over the same stone. What did not work with your credit before? Or, especially: What was what you could not run?