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Precautions When Dealing With Gold Investment

Euribor continues to set minimum: time to prevent

I begin my journey by gurusblog. The first thing to say that I ancantado with this collaboration and the second thing that I hope the posts that “hangs” are of interest.

I’ll start with a post in which I comment that I think is worth remembering that the “comfortable” situation where we can find reviews of our mortgages, can change at any time and that therefore the family economy as the business, have a good margin for maneuver in terms of debt that we use, is essential to not meet with unpleasant situations in the future may be closer than we think.

All to review or have reviewed their mortgages this year, will have been a great “joy.” Its shares have fallen very relevant as long as they did not have a clause with a minimum rate of pay.

It seems obvious that sooner or later we will see the Euribor rise and therefore we find that our fees will rise again. Anyway I think it is good to remember above all not to “accommodate” to the rates we pay for our mortgages today. What is clear is that at least this year, the monthly expenditure that we have a mortgage and we pay (for now), will be considerably lower than last year and that’s always a joy.

France: Environment or more protectionism?

Company

France reported yesterday that will create a new tax to tax CO2 emissions to the environment, and this tax will apply to both businesses and consumers. The tax is 17 € per tonne of emission for the emissions of gas, coal and oil (the electricity is excluded because it is practically all nuclear).

However, this measure is accompanied by an even more controversial. And that creates new duties for products imported from countries without environmental regulations in the European equivalent, ie have no plans to reduce their emissions.

This has been a new momentum in France of protectionism. With the excuse of the environment, imposed on imports of developing countries. And this will have serious consequences for world trade.

That’s one way of seeing. Another is that if we strive to reduce emissions and other countries, not only in the long run will destroy jobs in our countries, as not meeting international standards have a competitive advantage, but also did not improve the environment , since the CO2 does not respect boundaries.

Use your card like a relationship

Credit CardsKarla Bayly, a Mexican business consultant, offers a highly innovative technique for handling credit cards:  As in a relationship with someone whose domain does not want to fall. Romance, of course, but without easements. Use your credit card, but without being its slave.

1. Find out about him / her
Before taking a step in the relationship, find out all you can about the object of our desire: cost and commissions, interest, penalties, credit limit, promotions …

2. Avoid repeating the same mistakes
From the above relations we learn to avoid tripping over the same stone. What did not work with your credit before? Or, especially: What was what you could not run?

Bankinter offers up to 1,000 euros to change your investment fund

bankinter

Bankinter wants to continue gaining ground. The bank seeks a bonus up to $ 1,000 to those who make transfers of funds from other entities.

At a time when money is scarce, the fight is becoming more ruthless. Bankinter is why has decided to conduct a campaign which aims to attract investment funds from other entities with a permanent vocation.

Obviously nobody is changed only by change. Bankinter is why has decided to meliorate with 1% amounts of funds transferred from other institutions to fund marketed by Bankinter, regardless of background and the manager.

Of course, that is capped and the cap is 1000 Euro. Oh, and the minimum transfer amount is 3,000 euros.

Wanted loyalty to occasional customers of the bank as well as attract customers who own mutual funds through other entities.

The promotion will remain until on 15 January 2010.

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